Thursday, March 3, 2011

Using Other Bank ATM's

Today's tip stays with yesterday's theme of banking.
Try to find a bank or credit union which has ATM's, or a branch, on-campus or very nearby. When you need to take out money only use your 'home' bank's ATM. You'll be saving upwards of $2.00 per transaction you could be charged for using a different bank's ATM. Also - avoid those generic ATM's at the corner stores at all costs. Their transaction fees could range anywhere from $1.50 to $3.00 or more.
Finally - you can also save extra transaction fees by using the cashback feature when making purchases at places such as Walmart which offer this service. If you think ahead and plan it out - you can avoid paying extra fees when it comes to taking your own money out of your own account.

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