The poll also confirms that money is the most likely reason a student will drop out of college - not grades.
Average student loan debt tops $23,000 among those surveyed - some reports have it as high as $27,000 - plus another $3-5,000 in credit card debt.
Despite all the money worries, a whopping 85 percent say the effort is worth it in the end when they get a job they love which pays good money.
For a full Associated Press story on the survey, click on the following - Student Money Survey Results